Personal Loan

A personal loan (also known as a consumer loan) describes any situation in which an individual borrows money for personal need, including making investments in a company.

Business Loan

A business loan, by definition, is money or a line of credit a business or individual gives to another business for its startup or operations. A business needs to pay back the loan, usually in installments.

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Working Capital Loan

A Working Capital Loan is one that is availed of to fund the day-to-day operations of a business, ranging from payment of employees' wages to covering accounts payable.

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StartUp Loan

Startup Business Loans. You can avail a Startup business loan from a bank or a financial body in order to raise funds to start a business of your own or expand your current business.

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Home Loan

A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenors.

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Property Mortgage Loan

A mortgage loan is a secured loan that allows you to avail funds by providing an immovable asset, such as a house or commercial property, as collateral to the lender.

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Commercial Property Loan

A commercial property loan is a credit option that a lender offers against the mortgage of non-residential or commercial property. A commercial property is one that you use to run a business or any other commercial undertaking.

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Cash Credit Limit

A Cash Credit (CC) is a short-term source of financing for a company. In other words, a cash credit is a short-term loan extended to a company by a bank. It enables a company to withdraw money from a bank account without keeping a credit balance.

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OverDraft Limit

Overdraft limit account is a running account in which you can deposit/ withdraw amount anytime up to the specified limit. The bank levies the interest on the overdraft amount used by the borrower at predefined rate.

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Car Loan

A Vehicle Loan is a loan that allows you to purchase two and four wheelers for personal use. Typically, the lender loans the money (making a direct payment to the dealer on the buyer's behalf) while the buyer must repay the loan in Equated Monthly Instalments (EMIs) over a specific tenure at a specific interest rate.

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Project Loan

Project financing is a loan structure that relies primarily on the project's cash flow for repayment, with the project's assets, rights, and interests held as secondary collateral.

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Education Loan

An education loan is a sum of money borrowed to finance post-secondary education or higher education-related expenses. Education loans are intended to cover the cost of tuition, books and supplies, and living expenses while the borrower is in the process of pursuing a degree.

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SME Loan

If you are looking for small business loans, the lender would at least require you to be in the field of your business for at least 5 years and a minimum of 2-3 years experience of running the current business. You can also get a better business loan interest rate if you have vast experience of running your business.